Payment Policy

Last updated: October 1, 2026

This Payment Policy explains how payments are accepted, processed and protected when you shop with VORIQOK (operated by Pandax LLC) on voriqok.com.

1. Accepted Payment Methods

  • Credit and debit cards: Visa, Mastercard, American Express, Discover
  • Digital wallets: Apple Pay, Google Pay, Shop Pay
  • PayPal

We do not accept checks, money orders, bank transfers, cryptocurrency or cash on delivery.

2. Currency and Pricing

All prices are listed and charged in U.S. Dollars (USD). The price shown at checkout is the price you pay; there are no hidden fees. Shipping is free. If your card is issued in another currency, your bank sets the exchange rate and may apply a foreign transaction fee, which we do not control.

3. Sales Tax

Sales tax is calculated automatically at checkout based on your shipping address and applied where required by law. The tax amount is shown before you confirm your order.

4. When You Are Charged

Your payment method is charged when your order is placed. If an order is cancelled before it ships, the charge is fully refunded to the original payment method.

5. Payment Security

Payments are processed by Shopify Payments and PayPal, both certified to PCI DSS Level 1. All checkout pages are encrypted with TLS/SSL. VORIQOK never sees or stores your full card number.

6. Fraud Prevention

Orders are screened by automated fraud analysis. In rare cases we may contact you to verify billing details before shipping, or cancel and refund an order we cannot verify. We never ask for your full card number, PIN or online banking password by email or phone.

7. Declined or Failed Payments

If a payment is declined, no order is created and nothing is charged. Common causes are an incorrect billing address, insufficient funds, or a bank security hold. A temporary "pending" authorization may appear on your statement after a declined attempt; it is released automatically by your bank, usually within 3-7 business days.

8. Discount Codes

  • One discount code can be applied per order, entered at checkout. Codes cannot be applied after an order is placed.
  • Complimentary items included with an order have no cash value.

9. Pricing or Order Errors

If a product is listed at an incorrect price due to a typographical or system error, we reserve the right to cancel the order and issue a full refund, and we will notify you by email.

10. Receipts and Invoices

An order confirmation with a full itemized receipt is emailed to you immediately after checkout. Additional copies can be requested from support@voriqok.com.

11. Contact Us